Home Product and Services Trans-Insurance What is Trans-Insurance
What is Trans-Insurance ?

Trans-Insurance is a free* accident insurance cover designed exclusively for customers enrolling into Trans-Connect fleet management program.

  • Insurance scheme is offered to fuel customers who have enrolled into Trans-Connect program & transacted using the Trans-Connect fleet card
  • To qualify for the offer, the customer should have fuelled a minimum of 500 litres on a Trans-Connect card.
  • Enrolment into the insurance offer is voluntary.
  • You do not have to incur an extra cost.
  • Insurance cover will be over and above other benefits like loyalty points accrued for fuel/non fuel purchases.
  • The insurance policy is applicable to the fleet owner, driver, co-driver, helper or cleaner of the enrolled vehicle and active in the Trans-Connect program.


  • Road personal accident insurance cover
  • Road accident related medical insurance cover
  • Trans-Insurance is applicable to :
    • Fleet owner
    • Eligible driver of enrolled fleet
    • Eligible co-driver of enrolled fleet
    • Eligible Helper or cleaner of enrolled fleet.

Coverage Limits:

Insured persons Death Permanent total disability (PTD) Accident related medical insurance
Fleet Owner^ ₹1,00,000/- per card (maximum up to 30 active cards, subject to maximum of ₹30 lakhs) ₹1,00,000/- per card (maximum up to 20 active cards, subject to maximum of ₹20 lakhs) ₹2500/- per card (maximum up to 20 active cards, subject to maximum amount payable of ₹50,000)
Driver ₹1,00,000 ₹1,00,000 ₹2,500
Co-driver ₹25,000 ₹25,000 ₹2,500
Helper or Cleaner ₹25,000 ₹25,000 ₹2,500

^Illustration: Fleet Owner Mr. Singh owns 10 vehicles and is enrolled under Trans-Connect program. All of his 10 vehicles are covered under Trans-Insurance. If fleet owner meets with an accident from any vehicle, following are benefits payable in case of various scenarios
  • Death of Fleet Owner - His nominee /legal heirs as the case may be, are entitled to receive ₹10 lakh from Insurance provider.
  • Permanent total disability of fleet owner Due to Accident, he is entitled to receive of ₹10 lakh from Insurance provider.
  • Medical related expenses - He is entitled to receive amount ₹25,000 from Insurance provider. Benefit is paid if all his 10 cards are active at the time of claim in above cases.


  • The Insurance company will pay 100% of the sum insured in the event of accidental bodily injury causing death of the insurer within 12 months of such an injury being sustained.
  • Event must happen in the policy period, death can happen post policy period.
For further queries related road personal accident insurance or road accident related medical insurance please contact Trans-Connect Call Centre: 1800 22 3023 / 1800 103 5513.

*All claims to be taken up with the Oriental Insurance Company Ltd. RIL will not be responsible or liable for any claim that is rejected by the Oriental Insurance Company Ltd.

*Terms & Conditions:

Each card is eligible for Trans-Insurance once that card reaches 500 litres of fuelling. The Trans-Insurance will be limited period offer for first 1.4 lakh qualified cards after launch of Trans-Connect Program. The Insurance policy is valid for one year from the date of issue. An active card is defined as a card which has transacted at least once in the last calendar month. Only Active cards on Diesel fuelling will be eligible for Trans-Insurance. Trans-Insurance benefit will be paid only if Card is active at the time of claim. Claims will be accepted only for vehicles covered under the policy. (Fleet owners are covered for accident from any vehicle).